Skip to main content

Professional Training with Work Compensation Funds

Companies now have a unique opportunity to finance the professional training of their employees using the Work Compensation Funds (FCT).

Maximize Your Team's Potential

Taking advantage of the Work Compensation Funds (FCT) for the professional training of employees is an excellent opportunity for companies to invest in the development of their teams without incurring additional costs.

These funds, initially created to ensure the payment of compensations to workers in case of termination of the contract, can now be redirected for training, a measure aimed at increasing the competitiveness and qualification of the companies' human resources.


What are the FCT and how to use them?

The FCT were established by Law No. 70/2013 with the objective of guaranteeing a financial reserve that could be used to pay compensation to workers in case of termination of the employment contract. These funds were mandatory for all companies with employment contracts covered by the aforementioned law.

Recently, with the extinction of the FCT, the use of the accumulated funds was reassessed. Now, companies that contributed to the FCT can use these funds to finance support measures for workers, including professional training. This change allows companies to invest directly in improving the skills of their employees, keeping them competitive and up to date with the best market practices.

The balance of each company in the FCT, where individual accounts per worker are merged into a single global account per company, can be mobilized under the following conditions:

  • Between January 1, 2024, and December 31, 2026 (or until the date of the extinction of the FCT, if it occurs earlier)
  • Up to 2 times, if the balance is less than €400,000
  • Up to 4 times, if the balance is more than €400,000

This balance must be used by the date of the extinction of the FCT, still undetermined, regardless of the moments of mobilization of the balances.

The redemption request is made online, in Work Compensation Funds, indicating:

  • The amount and purposes of the mobilization
  • Identification of the beneficiary workers
  • Declaration, under an oath of honor, proving the duty of consultation and the non-existence of a justified opposition from the workers

Benefits for Companies

  • Cost reduction: Use of accumulated funds to finance training without the need for new investments.
  • Skills improvement: Access to certified training, contributing to the updating and development of employees' skills.
  • Increased competitiveness: Companies with more qualified employees can innovate and better meet market demands.
  • Talent retention: Professional development opportunities increase employee satisfaction and loyalty.
  • Legal compliance: The use of FCT for training complies with the legal provisions regarding their use after termination.

Invest in the Future of Your Company and Employees by Using FCT for Professional Training

Rumos, as a widely recognized and vital training entity in the field of technologies and certified by DGERT, offers a broad portfolio of training solutions tailored to the specific needs of each organization.

Companies can rely on Rumos to clarify all doubts about how to redeem the Work Compensation Funds for professional training.

We have a team of consultants available to help your company maximize this valuable resource.

Do not hesitate to contact us for more information.

We are here to help

Do not hesitate to contact us for more information.